FINANCIAL PLANNING

Financial Planning is the process of determining whether and how an individual can meet life goals through the proper management of financial resources.

In our work, we start and end with our client's dreams.  Once we know what you want out of life - for yourself and your family - we evaluate where you are relative to your financial goals.  We then recommend strategies intended to get you where you want to be and deliver written follow up to document our work with you. 

We provide our clients with tools to monitor the progress they are making towards their goals and establish a schedule of periodic reviews to work at keeping current and aware of any changes that may need to occur.

Our years of experience are coupled with a comprehensive approach and sophisticated technology.  We consolidate your information and present it in a way that is easy to understand and available for your review at any time, day or night.

 

SPECIALIZED FINANCIAL PLANNING SERVICES

Some clients retain us to become their personal CFO and to get involved in every aspect of their financial lives.

Most clients utilize our comprehensive financial planning and wealth management services. Under this arrangement, your financial plan may include some or all of the distinct planning modules shown below. Some clients, who may not be candidates for comprehensive services, select specific services on a project or a la carte basis. Whatever the need, all financial concerns can be addressed, evaluated, implemented, and monitored under one roof in a comprehensive, disciplined, and objective manner.

 

Retirement Planning:

During retirement it is critical to monitor inflation and tax implications relative to income distribution. WDC works with you to help maintain your purchasing power and your retirement capital base.

 

Estate Planning:

WDC believes an estate should be designed so the family and others affected receive the greatest possible benefit from accumulated assets. Our goal is to help you preserve the maximum amount of wealth possible while fulfilling your long-term wishes.

 

Planning for Business Owners:

WDC can assist your business with tax-qualified retirement plans, executive retirement plans, buy-sell agreements, and business succession planning.

 

Education Planning:

Providing for a child’s college education should not place a significant burden on your finances.  WDC can help you take advantage of special investment strategies and tax incentives to minimize the cost of higher education.

 

Insurance Planning:

WDC realizes catastrophic events do happen and can have a devastating effect not only on your personal life, but your financial life as well.  We develop sensible risk management plans utilizing various types of insurance to meet your specific needs.

 

INVESTMENT STRATEGIES 

Our goal is to devise appropriate, long-term investment strategies that help our clients achieve their financial objectives with acceptable levels of volatility.

 

Wealth Development Council (WDC) provides asset management and investment planning services for individual, institutional, trust, business and retirement plan accounts. We believe in a disciplined, strategic approach to investing. We employ diversification and asset allocation to limit instability in portfolios and maximize risk-adjusted returns. Our strategy is geared toward preserving and accumulating wealth while controlling risk. We tailor our investment recommendations to each client’s unique financial situation.

WDC utilizes a combination of portfolio strategies including stocks, bonds, exchange-traded funds, mutual funds, structured products, and other alternative investments. The mix of these securities is dependent upon each individual client situation. For more information on WDC investment discipline and strategy, please contact James D. Good, CLU®, CFP®, ChFC®.


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INSURANCE

Life Insurance

Life Insurance Audits

Long Term Care Insurance

Disability Insurance